Your withdrawals and payments:

• Credit card that can be used on all VISA network ATMs in Madagascar and abroad.

Withdrawal limits: 2,000,000 MGA per day or 10,000,000 MGA per week.

• Debit card that can be used at all businesses with VISA network Electronic Payment Terminals (EPT).

Debit limits: 3,000,000 MGA per day or 10,000,000 MGA per week.

Other transactions:

• Check your account balance on all VISA ATMs
• Issue a mini-record of your latest BNI-MADAGASCAR ATM transactions
• Order your chequebook from BNI-MADAGASCAR ATMs
• Make an account-to-account transfer at BNI-MADAGASCAR ATMs

Insurance policies included in the HARMONIA card

• Lost luggage insurance for your air travel
• Medical assistance in case of serious accident or illness
• Accidental death insurance (guaranteed capital of 2,000,000 MGA)