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5

SMEs

Discover our offers
Special "SMEs"

Manage your account and cash

Saving
CORPORATE SAVINGS ACCOUNT

Intended for SMEs, Businesses and Institutions to build up your savings

Investment
SAVINGS CERTIFICATE

Whether or not you are a customer, a natural person or a legal entity, savings certificates are an investment that earns you interest

Investment
TERM DEPOSIT

An interest-earning investment offer for any person with a BNI-MADAGASCAR account

Finance your cash needs

Cash Credit
CASH FLOW FACILITY

A short-term credit line to operate your current account in debit lines

Cash credit
COMMERCIAL DISCOUNT LOAN

An advance on unmatured bills in exchange for a commercial bill that the bank endorses to itself for a fee withheld.

Cash flow
AUTHORIZED OVERDRAFT

A short-term credit line that lets you put your account into a debit position for a specific period of time, pending a specific cash inflow

Investment Credit
REDEEMABLE OVERDRAFT

A Redeemable overdraft is a short-term loan, the amount, lending period and repayments of which are determined in advance.

Cash credit
CAMPAIGN LOAN

Short-term loan intended to finance your seasonal activities (mass purchases over a short period, sales concentrated over a given period ...)

Cash Credit
CASH ADVANCE ON OFFSET RIGHTS

A short-term loan granted on producing a certificate of the rights established to compensate for delay in the actual settlement of a public or private contract.

Advance
on Invoice

A short-term loan granted to a business that has one or more final invoices.

Cash credit
Advance Stocks

A short-term loan granted on the basis of inventories as collateral

Investment Credit
MEDIUM TERM LOAN

A loan that enables you to finance your investment projects: equipment and real estate needs …

Finance your equipment and your vehicle

Investment Credit
MEDIUM TERM LOAN

A loan that enables you to finance your investment projects: equipment and real estate needs …

Leasing
Classic leasing

Is a property lease with an option to become the owner at the end of the contract by taking up the purchase option

Leasing Lease-Back

Enables a business possessing an asset to transfer it to BNI-MADAGASCAR and then rent it back under a lease

Leasing
Secured leasing

Is a contract under which the BNI leases an asset to a borrower, who in turn leases it to another person.

Leasing
Secured lease-back

A contract that allows a borrower in possession of an asset to sell it to the loan provider and then rent it back under a lease …

LLR
Long-Term Rental

Consists in renting one or more cars for a period ranging from 24 to 60 months…

Manage your daily life

Cart and TPE
Harmonia Corporate

Debit and Credit Card Withdraw money and make payments all over the world, 7/7 in VISA distributors and ATMs, and payments at businesses displaying the VISA logo.

Cart and EPT Premier Corporate

Debit and credit card Allows for transactions without previously viewing the account balance.

Service
BNI-NET

Service Access our services online

Service
BNI-PHONE

Service Access your account by phone

Service
BNI-SMS

Get your account information by text message

Carte et TPE
Terminal de Paiement Electronique

Lets you receive payments by VISA and MASTERCARD cards. You can buy or rent it.

Mobile banking

Mobile banking
MVola

Carry out your Mvola transactions safely at BNI-MADAGASCAR branches

Donner un avis

AGENCE CENTRALE ANALAKELY

74, rue du 26 juin 1960 Analakely
Antananarivo 101

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