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Trader/Retailer/Craftsman

View our
Farmer special offers Trader / Retailer / Craftsman

Manage your account and cash flow

Pro
Pack

Offre complète pour gérer votre compte professionnel

Business
Pack

The Business Pack is a tool for managing your Business account with 3 insurance policies

CURRENT
ACCOUNT

An account for managing your money on a daily basis with means of payment such as a chequebook and card.

FOREIGN
CURRENCY PRO

An account that allows to manage his money daily with means of payment such as the checkbook and the card.

Finance your cash flow needs

Cash credit
COMMERCIAL DISCOUNT LOAN

An advance on unmatured bills in exchange for a commercial bill that the bank endorses to itself for a fee withheld.

Cash Credit
CASH FLOW FACILITY

A short-term credit line to operate your current account in debit lines

Cash flow
AUTHORIZED OVERDRAFT

A short-term credit line that lets you put your account into a debit position for a specific period of time, pending a specific cash inflow

Investment Credit
REDEEMABLE OVERDRAFT

A Redeemable overdraft is a short-term loan, the amount, lending period and repayments of which are determined in advance.

Finance your equipment and cash flow needs

Cash Credit
CASH FLOW FACILITY

A short-term credit line to operate your current account in debit lines

Cash flow
AUTHORIZED OVERDRAFT

A short-term credit line that lets you put your account into a debit position for a specific period of time, pending a specific cash inflow

Investment Credit
REDEEMABLE OVERDRAFT

A Redeemable overdraft is a short-term loan, the amount, lending period and repayments of which are determined in advance.

Investment Credit
MEDIUM TERM LOAN

A loan that enables you to finance your investment projects: equipment and real estate needs …

Cash credit
COMMERCIAL DISCOUNT LOAN

An advance on unmatured bills in exchange for a commercial bill that the bank endorses to itself for a fee withheld.

Advance
on Invoice

A short-term loan granted to a business that has one or more final invoices.

Finance your equipment and car

Leasing
Classic leasing

Is a property lease with an option to become the owner at the end of the contract by taking up the purchase option

Leasing
Lease-Back

Enables a business possessing an asset to transfer it to BNI-MADAGASCAR and then rent it back under a lease

Leasing
Secured leasing

Is a contract under which the BNI leases an asset to a borrower, who in turn leases it to another person.

Leasing
Secured lease-back

A contract that allows a borrower in possession of an asset to sell it to the loan provider and then rent it back under a lease …

Advance
on Invoice

A short-term loan granted to a business that has one or more final invoices.

Do your international operations in all serenity

International transactions
Documentary credit

A means of payment and guarantee to secure your overseas transactions.

International transactions
DOCUMENTARY COLLECTION

A payment method for your overseas transactions.

International transactions
COMMERCIAL STAND-BY LETTER OF CREDIT

Is a guarantee instrument that ensures performance.

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AGENCE CENTRALE ANALAKELY

74, rue du 26 juin 1960 Analakely
Antananarivo 101

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